Terms of Service

Last updated: April 10, 2026

These Terms of Service ("Terms") govern your access to and use of the website and services provided by Fineleads GmbH ("Fineleads," "we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. About Our Services

Fineleads specializes in the generation, acquisition, and qualification of financial leads. Through digital marketing channels and strategic partner networks, we source customer inquiries, qualify them using defined frameworks, and distribute them to suitable financial advisors within our partner network.

Our website provides information about our services and allows prospective customers to submit inquiries. We do not provide financial advice, investment recommendations, or any regulated financial services directly. The financial advisors who receive qualified leads operate independently and are solely responsible for the advice and services they provide.

For information on how we handle your personal data, please see our Privacy Policy.

2. User Obligations

When using our website and submitting inquiries, you agree to:

  • Provide accurate, complete, and current information in any forms or communications.
  • Use our website only for lawful purposes and in accordance with these Terms.
  • Not submit false, misleading, or fraudulent inquiries.
  • Not attempt to disrupt, overload, or interfere with the proper functioning of our website.
  • Not use automated tools (bots, scrapers, crawlers) to access our website without our prior written consent.

3. Lead Qualification and Advisor Matching

By submitting an inquiry through our website, you acknowledge and consent to the following:

  • Your inquiry will be evaluated and qualified using our structured qualification frameworks.
  • If your inquiry meets our qualification criteria, your contact details and inquiry information may be shared with one or more financial advisors from our partner network.
  • We do not guarantee that your inquiry will be qualified, that you will be matched with an advisor, or that any particular outcome will result from an advisor engagement.
  • You may be contacted by a matched financial advisor to discuss your inquiry. You are under no obligation to engage with or retain the services of any advisor.

4. No Financial Advice

Nothing on our website constitutes financial, investment, tax, or legal advice. All content is provided for general informational purposes only. Any decisions you make based on interactions with financial advisors matched through our service are your sole responsibility. We recommend that you independently verify any advice received and seek professional counsel where appropriate.

5. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Fineleads GmbH or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

6. Limitation of Liability

To the fullest extent permitted by applicable law:

  • Fineleads provides this website and its services on an "as is" and "as available" basis without warranties of any kind, whether express or implied.
  • We do not warrant that our website will be uninterrupted, error-free, or free of harmful components.
  • Fineleads shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services.
  • We are not responsible for the actions, advice, products, or services of any financial advisor matched through our platform. Any contractual or advisory relationship you enter into with an advisor is solely between you and that advisor.
  • Our total liability for any direct damages shall not exceed the amount you have paid to Fineleads, if any, in the 12 months preceding the event giving rise to the claim.

7. Third-Party Links

Our website may contain links to third-party websites or services. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party websites.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of laws provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Winterthur, Canton of Zurich, Switzerland, unless mandatory consumer protection laws require otherwise.

9. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced by a valid provision that most closely reflects the original intent.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "last updated" date. Your continued use of our website after any changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

11. Contact

If you have questions about these Terms, please contact us.